Kembali | Vol 7, No 1 (2018)
Article
Sri Kayatri dan Nurmadi Harsa Sumarta
Abstract
The purpose of this study is to analys the effect of risk, corporate governance and capital to banking performance. The banking performance is measured by ROA. This study is different from the previous study. The period of this study is one year longer than before from 2011 until 2016. The independant variables used for this study is different than before. There are NPL (Non Performing Loan) as Credit Risk proxy, NIM (Net Interest Margin) as Market Risk proxy, LDR (Loan Deposit Ratio) as Liquidity Risk proxy, BOPO (Operational Expense to Operational Revenue) as Operational Risk proxy; Commissioner Board, Independant Commissioner, Managerial Ownership as the GCG’s proxy and CAR (Capital Adequacy Ratio) as the Capital’s proxy. Only 30 go public banking company that meet the criteria from purposive sampling method. This study used Eviews10 to have theregression analysis of180 panel data samples. The study finds that all of the independent variables affect the banking performance simultanly. The parcial analysis shows that NIM and LDR has positive and significant effect on the banking performance. NPL, BOPO, CAR and Managerial Ownership has negative and significant effect on the banking performance. Only Commissioner Board and Independant Commissioner that has no effect on banking performance.
Keywords
Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Corporate Governance, Capital, Bank Performance
